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南昌紅谷灘區“四診”工作法解金融糾紛
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南昌紅谷灘區“四診”工作法解金融糾紛

來源:江西日報

今年以來,南昌市紅谷灘區進一步全面深化政法領域改革,聚焦基層社會治理改革創新,堅持和發展新時代“楓橋經驗”,從金融單位、政法部門及專業律師事務所遴選金融、法律專家組建金融糾紛調解專家團隊,探索運用“四診”工作法化解金融糾紛,取得顯著成效。

“坐堂接診”當面調。專家團隊在紅谷灘區矛盾糾紛多元調解中心輪流值班,對人民法院委派委托、金融機構出面邀請、當事人自愿申請等來源的金融糾紛坐堂“把脈問診”,專家團隊“接診”后,召集當事人當面調解,面對面向當事人開出化解良方,促進糾紛化解。

“上門巡診”精心調。對調解中分歧較大、一時難以達成協議的金融糾紛,專家團隊主動上門,耐心細致做金融機構和金融消費者的工作,促成雙方形成調解協議,化解爭端。

“聯合會診”重點調。針對涉及金額大、人數多、區域廣、調解難度大的糾紛,專家團隊聯合會診,共同研究制定化解方案,多渠道、多手段與雙方當事人溝通,同步提供法律解析、心理疏導,力促糾紛雙方當事人達成和解,并簽訂調解協議。

“線上速診”高效調。運用在線訴調對接機制,安排專家“線上接診”,讓網絡多跑路、當事人少跑腿,既降低解紛成本,又提高調解效率。專家團隊通過“線上接診”方式,了解當事人情況,與當事人耐心溝通、分析利弊,通過調解金融糾紛,推動訴源治理。(余名偉)